Planning to travel this winter? You’re not alone, but winter travel trends 2025 suggest many Americans are rethinking how, when, and where they go. According to a new WalletHub survey, inflation, debt, and a weaker dollar are reshaping travel plans across the country. Some are spending more, others are still paying off last year’s trip, and many are turning to credit card rewards and budgeting apps to make winter vacations possible.
Although summer is the most popular travel season for many families, it’s our least favorite time to travel. We prefer the quieter months, especially winter, when crowds thin out and prices often drop. With a little planning, winter can be one of the most rewarding times to explore.
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Before we dive into the full breakdown, here’s a quick snapshot of what Americans are saying about winter travel in 2025.
📊 Quick Survey Snapshot
Curious how Americans are approaching winter travel in 2025? Tap below to explore key findings from WalletHub’s national survey.
1. Will inflation affect winter travel plans?
Yes. 54% of Americans say inflation will impact their travel decisions this season.
2. Are travelers still paying off last year’s trip?
Nearly 1 in 4 Americans are still carrying winter travel debt from 2024.
3. Are people spending more on winter travel this year?
25% say they’ll spend more than last year, while 58% expect to spend about the same.
4. How are travelers using credit cards to save?
55% plan to redeem rewards, and 23% will apply for a new card to cut costs.
5. Are budgeting apps gaining traction?
Yes. Nearly 1 in 3 people say they’ll use a budgeting app to plan their next vacation.
6. Is winter travel worth going into debt for?
Most say no. 79% believe it’s not worth going into debt.
7. Do people see winter travel as a better value than summer?
Opinions are split. 49% say yes, 51% say no.
🔍 What the WalletHub Survey Reveals About Winter Travel in 2025
These quick stats tell part of the story. Let’s take a closer look at what the WalletHub survey reveals about how Americans are adapting to winter travel in 2025.
Winter travel in 2025 is about more than just destinations. It’s about navigating rising costs, shifting priorities, and creative budgeting. According to WalletHub’s national survey, 54% of Americans say inflation will affect their winter travel plans, and 51% are concerned about the weaker dollar. Nearly one in four are still paying off last year’s trip.
Despite these pressures, many travelers are finding ways to make winter vacations work. More than half (55%) plan to redeem credit card rewards to help cover holiday spending, and 23% say they’ll apply for a new card to save on travel. Budgeting apps are also gaining traction, with nearly one in three using them to plan their next getaway.
Interestingly, opinions are split on value. While 49% say winter travel offers better value than summer, 51% disagree. And when asked if winter travel is worth going into debt for, 79% said no. That’s a clear signal: travelers want smarter, more affordable options, not just seasonal escapes.
🧳 Winter Travel Ideas to Spark Your Next Getaway
If you’re looking for inspiration, winter offers more variety than you might expect. Whether you crave snow-covered charm or sun-soaked serenity, there’s a destination for every mood.
For cozy escapes, check out our guide to 50 charming towns perfect for a winter vacation. These spots offer scenic beauty, festive vibes, and a slower pace, ideal for travelers who want to unwind without the crowds.
Prefer to chase the sun? Our post on beach resorts that cure the winter blues highlights warm-weather destinations that deliver relaxation and rejuvenation. From coastal hideaways to tropical retreats, these picks prove that winter doesn’t have to mean cold.
Whether you’re planning a road trip, a resort stay, or something in between, winter is full of possibilities, especially if you know where to look.
💡 Smart Tips for Winter Travel on a Budget
Traveling in winter can be rewarding, but it pays to be strategic. Start by setting a realistic budget and using a travel-friendly app to track expenses. With nearly one in three Americans doing the same, it’s a simple way to stay on course.
Consider redeeming credit card rewards for flights, lodging, or gift cards. If you’re in the market for a new card, look for one with a generous sign-up bonus and no foreign transaction fees. Just be sure to read the fine print and avoid overspending.
Flexibility is key. Traveling midweek or outside peak holiday windows can lead to major savings. Look for bundled deals on lodging and activities, and don’t overlook smaller towns — they often offer better value and fewer crowds.
Finally, think about travel insurance. While only 10% of survey respondents called it a necessity, nearly half said it’s “nice to have.” If you’re booking nonrefundable flights or heading somewhere with unpredictable weather, it might be worth the peace of mind.
With the right mindset and a few smart strategies, winter travel can be a rewarding experience. Wherever you go, travel well.
Featured image credit: dorian2013 via Deposit Photos
